Glossary
Equilibrium Moisture Content
The moisture level a material reaches when it's balanced with the surrounding air — the target endpoint of drying.
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Actual Cash Value (ACV)
The depreciated value of damaged property — replacement cost minus depreciation for age and wear.
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Additional Living Expenses
Coverage for lodging, meals, and other costs when a home is uninhabitable during restoration.
Glossary
Adjuster
An insurance professional who investigates claims, assesses damage, and approves estimates.