Thermal Imaging Camera
An infrared camera that reveals moisture patterns invisible to the naked eye.
A thermal imaging camera is an infrared camera that shows surface temperature differences. On a water loss it is the fastest way to find where moisture went, because evaporating water cools the surface it is sitting in and that cool area shows up as a distinct pattern on the screen.
What it actually detects
This is the part techs get wrong and adjusters catch. The camera does not detect moisture. It detects temperature. A cool spot on a ceiling could be wet drywall, or it could be a missing batt of insulation, a cold water line, an air leak, or a stud behind the surface. The camera tells you where to look, and a moisture meter tells you whether you were right.
How a tech uses it on a job
- Scan wide, then verify. Walk the affected rooms and the rooms around them, flag anomalies, then confirm each one with a pin or pinless meter reading.
- Follow the water, not the room. Water travels along framing and under flooring. Thermal often reveals that the loss extends two rooms past where the homeowner said it stopped.
- Shoot before drying starts. Once air movers and dehumidifiers run, surface temperatures change and the contrast fades.
- Capture the images. Dated infrared photos alongside meter readings are strong documentation for an affected-area argument.
How it shows up on an estimate
Thermal imaging usually appears as part of the initial inspection and moisture mapping rather than as its own headline charge, and the images end up in the file supporting the drying scope. Wave builds water, mold, fire and other loss estimates from what you document on site, and you can attach thermal images to the job's files.
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Actual Cash Value (ACV)
The depreciated value of damaged property: replacement cost minus depreciation for age and wear.
Additional Living Expenses
Coverage for lodging, meals, and other costs when a home is uninhabitable during restoration.
